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A Journey of Advocacy and Expertise

Teresa and Sal Ferruzzo know firsthand the challenges and triumphs of raising a child with special needs. Their journey began with their daughter, Alayna, who was diagnosed with Coffin-Lowry Syndrome in 2014 after years of searching for answers. Through this experience, they became passionate advocates for families navigating the complexities of caring for loved ones with disabilities.

With Teresa’s expertise as a CPA specializing in disability-related taxation and Sal’s background in the healthcare industry focusing on rare diseases, they bring unique insights and practical solutions to families like theirs. Their partnership with Steve Rhatigan led to the creation of digital courses designed to help caregivers build comprehensive Lifetime Care Plans.

Supporting Families with Special Needs: The Ferruzzo Journey

A Journey of Advocacy and Expertise

Teresa and Sal Ferruzzo know firsthand the challenges and triumphs of raising a child with special needs. Their journey began with their daughter, Alayna, who was diagnosed with Coffin-Lowry Syndrome in 2014 after years of searching for answers. Through this experience, they became passionate advocates for families navigating the complexities of caring for loved ones with disabilities.

With Teresa’s expertise as a CPA specializing in disability-related taxation and Sal’s background in the healthcare industry focusing on rare diseases, they bring unique insights and practical solutions to families like theirs.

Partnering with Steve Rhatigan, a pioneer with over 40 years of experience in special needs planning, they’ve developed digital courses that equip caregivers with the tools to create comprehensive Lifetime Care Plans. Steve’s innovative strategies and lifelong dedication to the disability community add unparalleled depth to their mission.

TURSTED BY

FAMILIES

PROFESSIONALS

EDUCATORS

ADVOCACY GROUP

Why We Do What We Do

Our mission is deeply personal. As parents, we understand the uncertainty and overwhelming questions that come with raising a child with disabilities. From planning for long-term care to navigating financial and legal considerations, we’ve been there.

With our combined personal insights and professional expertise, we aim to simplify the complex and provide families with the knowledge, tools, and confidence to build a secure and meaningful future for their loved ones.

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Teresa & Sal 
Lifetime Disability Planners

Our Journey Together

Our journey began with Teresa and Sal’s experience raising a child with disabilities, which fueled their passion for supporting other families facing similar challenges. Drawing on their personal and professional backgrounds, they set out to simplify lifetime care planning and make it more accessible.

Together, they created a series of digital courses that provide step-by-step guidance tailored to the unique needs of families with disabilities. These resources reflect their journey and commitment to empowering others. Whether you’re just beginning or seeking personalized support, we’re here to help.

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Ready to build your Lifetime Care Plan? Connect with us today to discover how our expert resources and personalized support can make a difference for you and your loved ones.

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